Privacy Policy old

1. What is Personal Data, and what data is collected about me by MONYX?

“Personal Data” or “Personal Information” (will be referred together as “Personal Data”), means any information which identifies or can be used to identify a natural person, including, but not limited to, first and last name, phone number, email address, online identifiers, IP address, billing information (such as credit card number), information concerning households, devices etc.

“Non-Personal Data”, means non-identifiable aggregated data, such as technical data transmitted by the user’s device and aggregated use of the website of the Application. This data is not used to identify individuals.

Personal Data is only used for limited purposes, as specified below.

We do not knowingly collect or process any Personal Data included in Special Categories of Personal Data (as defined in the GDPR). In the event you become aware that such data has been collected by us, please inform us immediately.

In addition, we may use certain Personal Data to prevent potentially prohibited or illegal activities, fraud, misappropriation, infringements, identity thefts and any other misuse of the website or the Services and to enforce the Terms and Conditions, as well as to protect the security or integrity of our databases, website and the Services, and to take precautions against legal liability. Additionally, we may also use Personal Data to comply with any applicable law and assist law enforcement agencies and competent authorities, when we have a good faith belief that our cooperation with them meets the applicable legal standards. All the above processing is based on out legitimate interests or legal requirements.

Non-Personal Data, aggregate and statistical or otherwise anonymized data may be shared without limitation with third parties at our discretion. This information does not contain Personal Data and is used to develop content and services for our Users.

2. Will MONYX Share my Personal Data?

2.1 Non-Personal Data, aggregate and statistical or otherwise anonymized data may be shared without limitation with third parties at our discretion.

2.2 We share Personal Data only under the following limited circumstances:

2.2.1 With the Merchants you purchase from by using the Services in order to execute transactions. The privacy and security practices of the Merchants are not covered by this Privacy Policy, and MONYX accepts no responsibility or liability for the privacy or security practices or the content of such applications.

2.2.2 With third parties who assist us in operating the Services, conducting our business, expanding our business or servicing you, and for personalizing your experience of the Services, such as payment providers who process your Payment Method, clearance services, and, if applicable, your employer.

2.2.3 With our affiliates and connected companies, such as subsidiaries.

2.2.4 In the event of a corporate transaction (e.g., sale of a substantial part of our business, merger, consolidation or asset sale). In such case, our affiliated companies or acquiring company will assume the rights and obligations as described in this Privacy Policy

2.2.5 To comply with a legal requirement, for the administration of justice, to protect your vital interests or the vital interests of others, to protect the security or integrity of our databases or the Services, to take precautions against legal liability, or in the event of a corporate sale, merger, reorganization, dissolution or similar event.

3. Will MONYX transfer my Personal Data internationally?

MONYX is a global company with offices all over the world. Our databases are located currently in Germany, Israel and in the US. Some of our processing activities are made in Israel. The European Commission has decided that Israel ensures an adequate level of privacy and data protection, therefore, in accordance with the GDPR, the transfer of Personal Data to Israel is lawful and does not require any specific authorization. Any future transfer of Personal Data outside the EU to a third country (other than Israel) shall be made in accordance with applicable law, including by providing adequate protections, or otherwise implementing appropriate safeguards to ensure the protection of our Users’ rights.

4. Users rights with respect to Personal Data

Subject to applicable law requirements, we will provide individuals (i.e., Users) with the opportunity to exercise their rights regarding their Personal Data. Individuals’ principal rights under data protection and privacy laws may include (you may have some or all of these rights depending on your jurisdiction):

• the right to confirm whether or not we process your Personal Data;
• the right to access your Personal Data and being provided with a copy of the Personal Data that we hold.
• the right to rectification of your Personal Data;
• the right to erasure of your Personal Data.
• the right to restrict processing of your Personal Data.
• the right to object to processing of your Personal Data;
• the right to data portability.
• the right to complain to a supervisory authority (in the event that you are a European Economic Area (“EEA”) resident); and
• the right to withdraw consent.

Please review our Privacy Users Rights Policy regarding your rights under applicable law.

You may exercise any or all of your above rights in relation to your Personal Data by filling out the Data Subject Request Form (“DSR”) and send it to our privacy team at: privacy@nayax.com .

Please note that –

• We may request additional information from you when you contact us with a DSR in order to: (i) verify your identity; (ii) determine the applicable laws apply to you; (iii) and locate your data.
• It may take time to process requests in a way that is consistent with applicable privacy law.

5. Will I receive SPAM from MONYX?

6. We may send users of the Services, which have agreed to receive such communications, with information on new products, features, activities, services and periodic announcements or newsletters (“Marketing Materials”). We will not send Marketing Materials to you unless you have approved the receipt of such materials, by subscribing to our newsletter and Marketing Materials on the Application or otherwise. In case you have agreed to receive Marketing Materials and wish to rescind your consent, you may do so at any time by clicking “Unsubscribe” on the relevant communication or by contacting us at support@monyx.com.

7. Persons under 13

Our Service is a general audience Service which is not directed to persons under 13 years old or equivalent minimum age for providing consent to processing of Personal Data in the relevant jurisdiction. If a parent or guardian becomes aware that his or her child has provided us with Personal Data without their consent, he or she should contact us immediately. We do not knowingly collect or solicit Personal Data from people under 13 years old. If we become aware that a person under 13 years old has provided us with Personal Data, we will delete such data from our databases.

8. How does MONYX protect your data?

We implement measures to reduce the risks of damage, loss of information and unauthorized access or use of information in accordance with the applicable law. In particular, your payment information is secured in accordance with the PCI-DSS standard. However, these measures are unable to provide absolute information security. Therefore, although efforts are made to secure your personal information, it is not guaranteed and you cannot reasonably expect that the Service and its related databases will be immune from any wrongdoings, malfunctions, unauthorized interceptions or access, or other kinds of abuse and misuse.

9. Data Retention

Unless you instruct us otherwise and subject to applicable laws, we retain the information we collect for as long as needed to provide our services and to comply with our legal obligations, resolve disputes and enforce our agreements if applicable.

10. Questions or concerns regarding privacy

If you have any questions or concerns regarding privacy issues, please send us a detailed message to: privacy@nayax.com and we will make every effort to resolve your concerns without delay.

MONYX may, at any time and from time to time, modify this Privacy Policy. Modifications to this Privacy Policy will be posted on the Application, and shall be effective as of the date in which they are posted on the Application.

11. PRIVACY NOTICE FOR CALIFORNIA RESIDENTS UNDER THE CALIFORNIA CONSUMER PRIVACY ACT

This section for California Residents under the California Consumer Privacy Act of 2018 (respectively,  “Privacy Notice” and “CCPA”) supplements the information contained in our general Privacy Notice and applies solely to all visitors, users, and others who reside in the State of California (“consumers” or “you”), as defined under the CCPA. Any terms defined in the CCPA have the same meaning when used in this Privacy Policy. Further, this Privacy Notice is an integral part of our Privacy Policy and thus, definitions used herein but not defined herein shall have the meaning ascribed to them in our Privacy Policy.

As required under the CCPA, we will update this Privacy Notice every 12 months. The last revision date will be reflected in the “Recently Updated” heading located at the top of the Privacy Policy.

types of PERSONAL information we COLLECT

Under the CCPA, “Personal Information” is defined as any information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer, household or device. The categories of Personal Information that we collect (and has collected within the last 12 months), are detailed in the table below.

Please note that, under the CCPA Personal Information does not include: publicly available information from government records and de-identified or aggregated consumer information, information excluded from the CCPA’s scope (e.g., health or medical information covered by applicable laws such as the Health Insurance Portability and Accountability Act of 1996 (HIPAA)); and information covered by certain sector-specific privacy laws (e.g., the California Financial Information Privacy Act (FIPA)).